So, I've been taking my first CE class on Senior Suitability (3 hours) and it's been interesting to learn more about annuities. It is definitely a smart way to lean toward with your retirement in mind. Just am working on my step one ($1,000 in my savings). Hopefully by the end of the summer. Then, I will start my other financial goals. Like Dave Ramsey says, baby steps. Oops tangent... I wanted to let everyone know I made an 84% on my first course. So, twenty-one (21) hours to go by 9/30/2009. Just pacing myself! Oh the fun of online courses!